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Newsletter

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Wisconsin Supreme Court Issues Surprising Pro-Insured Decision Permitting Stacking In Pre-2011 Auto Policies

Insurance Coverage, Insurance Defense, NewsletterFebruary 27, 2014

A recent Wisconsin Supreme Court decision runs counter to it’s usual pro-carrier rulings and held that an insured may stack uninsured/underinsured (UM/UIM) coverage from different polices issued from 2009 through 2011. The decision involved an issue of law that has…

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“Use” Of A Motor Vehicle Goes Further Down The Road

Insurance Coverage, Insurance Defense, NewsletterFebruary 27, 2014

Most automobile insurance policies include a provision providing that coverage will only apply if “bodily injury” or “property damage” arises out of the ownership, maintenance or use of an automobile. This requirement has long been the source of the application…

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Recovering Loss Of Use Damages In Texas: It’s Time For A Change

Auto, Med Pay, PIP, Newsletter, Property, SubrogationFebruary 20, 2014

Two Texas vehicle owners driving identical vehicles are involved in accidents caused by a negligent tortfeasor. Both contact their insurance company regarding their damaged vehicles. Both must wait for an appraiser to inspect the vehicle and write a report. One…

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Confusion Surrounds Arizona Court of Appeals’ Opinion on Workers’ Compensation Statute Amendment

Newsletter, Subrogation, Workers' CompensationFebruary 20, 2014

Third-Party Cause Of Action No Longer Automatically Assigned To Employee After One Year In a mysterious legal sleight of hand that would make David Copperfield envious, the Arizona Court of Appeals has reinvented the English language by making it possible…

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Recording Conversations And Phone Calls

Contribution and Liability, Newsletter, Property, SubrogationFebruary 20, 2014

Whether you are investigating a subrogation claim or conducting interviews of injured claimants, being able to record a conversation and refer back to it can be indispensable to the handling of a matter either before or during litigation. Today’s technology…

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Keeping Subrogation Out Of The Dumpster

Newsletter, Property, SubrogationJanuary 21, 2014

A Christmas-day article in one of our local newspapers drives home the important lesson that a subrogation claim is often won or lost in the short period immediately following a loss. On July 6, 2013, pieces of electrical equipment in…

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Mandatory Arbitration of Illinois Auto Property Subrogation Claims Held Unconstitutional

Auto, Med Pay, PIP, Newsletter, Property, SubrogationJanuary 21, 2014

As most subrogation professionals handling auto subrogation in Illinois know, Illinois Senate Bill signed into law effective January 1, 2012 changed subrogation in that state significantly. For the first time, Illinois mandated that in collision subrogation cases involving amounts less…

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Subrogation Allowed Despite Indemnification By Insured

Contribution and Liability, Newsletter, Property, SubrogationJanuary 21, 2014

In reviewing a three-year-old property subrogation file for a client recently, we noticed repeated references in the claim notes to the lack of subrogation due to the fact that the insured had agreed to indemnify the tortfeasor for any damages…

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Subrogation Featured In “Claims Journal” Column

Newsletter, SubrogationJanuary 21, 2014

For those who are not aware, in 2013, Claims Journal’s online magazine asked Gary Wickert to begin a new monthly column focusing on subrogation and related claims and insurance topics. Gary’s column can be found HERE. The column was very well-received…

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New York Struggling To “Save” Anti-Subrogation Law

ERISA and Health Insurance, Newsletter, SubrogationDecember 12, 2013

Following closely on the heels of an unfavorable decision, state legislators in Albany wasted no time embarking on a rescue mission to save New York’s anti-subrogation statute from ERISA preemption. McKinney’s G.O.L. §§ 5-101 and 5-335. The statute, originally enacted…

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