Matthiesen, Wickert & Lehrer, S.C. (MWL) specializes in the analysis and resolution of insurance policy coverage disputes. Whether resolution is reached through settlement, summary judgment, or trial, the attorneys of MWL are the experienced and tenacious representatives you need in your corner. MWL provides analysis and evaluation of policy coverage issues and coverage opinions on such issues for insurance carriers. MWL has extensive expertise in handling first-party and third-party insurance coverage analysis, issues, and disputes. Our attorneys assist clients in analyzing insurance policies and contracts, investigating claims, rendering coverage opinions, and litigating coverage issues through trial and appeal, including the prosecution and defense of actions for declaratory relief.
At MWL, the seven partners alone have a combined 178 years of experience in handling such coverage matters, including environmental coverage, review and interpretation of personal (auto and homeowners), commercial and special risks policies, basic policy defenses, exclusions and exceptions, determining and enforcing the rights and obligations of all parties to an insurance contract, coverage opinions and recommendations, making clear and explaining complex and ambiguous insurance contract terms, an insured’s duty to cooperate and attendant exclusions, all aspects of good faith and fair dealing obligations, opinions, and litigation.
More and more insurance companies, faced with astronomical claims of all kinds, have had to resort to meticulously enforcing coverage exceptions and exclusions in order to maintain profitability. Carriers should not be expected to pay uncovered or excluded claims any more than we should be expected to deny legitimate claims covered under the policy’s terms and conditions. With complex insurance agreements and multi-party situations becoming commonplace in an increasingly multi-state and even international setting, prudent carriers are pursuing ‘other insurance’ options, pressing multi-coverage contribution claims and liability subrogation, and seeking clear and compelling coverage opinions before pulling the litigation trigger. We can help in this area, regardless of the state or jurisdiction involved.