At common law, an innkeeper was subject to an extraordinary form of responsibility for property brought within the inn by a guest. Under the doctrine traditionally described as infra hospitium, the innkeeper was generally treated as an insurer of the guest’s property and was liable for its loss or theft without proof of negligence. The…
This chart summarizes each state’s workers’ compensation subrogation statute, the ability to sue the third-party directly, intervening, recovering UM/UIM benefits, medical malpractice, legal malpractice, recovery limitations, employer negligence, attorney’s fees, future credits, auto no-fault laws, and personal injury statute of limitations.
There are two primary valuation methods for establishing the value of insured property for purposes of determining the amount a property insurer will pay in the event of loss under a homeowner’s or commercial property policy.
This chart details the law in all 50 states on the duty of a liability carrier when faced with subrogating multiple claims in excess of policy limits.
This chart is a summary of current law across all 50 states governing the ability of an employer to recover the burdensome cost of increased workers’ compensation insurance premiums from a responsible tortfeasor following an on-the-job accident resulting from the negligence of the tortfeasor.
This chart is a great starting point to assist insurance professionals and lawyers in understanding each Florida counties’ hospital lien filing requirements is a chart detailing those requirements in all 67 counties.
This chart reveals the current state of the law in all 50 states regarding whether a state allows a workers’ compensation subrogation waiver endorsement and the effect such a waiver has if it is enforceable.
This chart that provides definitions, explanations, and arguments which can be used when the issue of which “benefits” can be subrogated has not been established already.
This chart details the existing law and precedent regarding the effect of a wrap-up insurance program (such as an OCIP or CCIP) on the third-party liability of potential tortfeasors other than the actual employer, and whether the state’s laws grant the owner, contractor, or other subcontractors within the wrap-up program to be “statutory employers” worthy…
This chart details the law in every state with regard to when and whether an employee can proceed with a lawsuit against an employer whose intentional act has resulted in a work-related accident. It also contains any available law or precedent with regard to whether the workers’ compensation carrier is also entitled to be reimbursed…