Subrogation Of Criminal Restitution In All 50 States

This chart covers subrogation of criminal restitution laws. Subrogated carriers often overlook the possibility of obtaining court-ordered restitution from a criminal defendant as part of their sentencing, which usually hinges on whether the state involved has defined “victim” to include indirect victims such as insurance companies.

The Societal Benefits of Subrogation

This is an article on the societal benefits of subrogation that covers the origins and purpose of subrogation, defines and explains the three types of subrogation and how each comes into play, how subrogation helps lower insurance premiums, reduces the number of lawsuits for insurers, and it’s effect on the Experience Modification Factor.

Contribution Laws In All 50 States

Contribution is subrogation’s cousin. Liability claims departments should work closely with their subrogation departments and/or qualified subrogation counsel in order to uncover, recognize, and act on rights of contribution they may have. This chart will clarify contribution laws and rights that may exist in all 50 states.

Diminution In Value Law In All 50 States

What is diminution in value? When a car is damaged in an accident and then repaired, it may result in a reduction or “diminution” in the vehicle’s resale value. Subrogation adjusters need to know when and how state laws deal with diminution in value. This chart summarizes of how the first-party and third-party issue is treated…