This chart details the driver’s license suspension laws, regulations, and procedures. Each state has different requirements that must be met before you can suspend the driver’s license of an uninsured tortfeasor who caused personal injury or property damage while driving a vehicle.
Funeral procession laws – confusion abounds regarding when and whether a motorist in a funeral procession can run a red light. This 50-state chart provides an understanding of how funeral processions affect the legal rights and remedies of motorists and their insurers.
This chart covers subrogation of criminal restitution laws. Subrogated carriers often overlook the possibility of obtaining court-ordered restitution from a criminal defendant as part of their sentencing, which usually hinges on whether the state involved has defined “victim” to include indirect victims such as insurance companies.
This chart is a general summary of the anti-indemnity statutes and laws. Understanding the variety of anti-indemnity statutes encountered from state to state along with their interaction in a multi-state economy is a necessity for claims professionals.
This 50-state chart depicts the laws dealing with recording conversations and phone calls. You must be aware of each state’s laws when recording conversations while investigating a subrogation claim or conducting interviews of injured claimants.
This is an article on the societal benefits of subrogation that covers the origins and purpose of subrogation, defines and explains the three types of subrogation and how each comes into play, how subrogation helps lower insurance premiums, reduces the number of lawsuits for insurers, and it’s effect on the Experience Modification Factor.
Contribution is subrogation’s cousin. Liability claims departments should work closely with their subrogation departments and/or qualified subrogation counsel in order to uncover, recognize, and act on rights of contribution they may have. This chart will clarify contribution laws and rights that may exist in all 50 states.
This 50-state chart focuses on documenting workers’ compensation statutory future credits and provides details on how to document your future credit with the appropriate Industrial Accident Board, Workers’ Compensation Division, or applicable state agency.
This 50-chart presents an overview of current workers’ compensation subrogation in construction settings. States appear to be limiting third-party subrogation most severely in construction settings – the area of workers’ comp where the average level of injury compensation payments is nearly double the level for all other industries combined.
What is diminution in value? When a car is damaged in an accident and then repaired, it may result in a reduction or “diminution” in the vehicle’s resale value. Subrogation adjusters need to know when and how state laws deal with diminution in value. This chart summarizes of how the first-party and third-party issue is treated…