This chart details the existing law and precedent regarding the effect of a wrap-up insurance program (such as an OCIP or CCIP) on the third-party liability of potential tortfeasors other than the actual employer, and whether the state’s laws grant the owner, contractor, or other subcontractors within the wrap-up program to be “statutory employers” worthy of exclusive remedy protection against third-party liability. This chart does not discuss or deal with the effect of employee leasing and/or temporary employment services, and/or Professional Employer Organizations (“PEO”) situations.

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