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Insurance Coverage

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Wisconsin Holds College Student Not Insured Under Parent’s Homeowner’s Policy

Insurance Coverage, Insurance Defense, NewsletterJanuary 9, 2015

In Schaefer v. Taylor and Amica Mutual Ins. Co., 2013 AP 2419 (2014), originating in Dane County, Wisconsin, the plaintiff was injured when the defendant struck her while snowboarding. The defendant was 21 and a full-time student. The defendant’s parents…

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Arizona Court Of Appeals Defines “Keeper” Of A Dog

Insurance Coverage, Insurance Defense, NewsletterJanuary 8, 2015

Arizona law imposes strict liability on dog owners for injuries and bites caused by their dog pursuant to A.R.S. §§ 11-1020 and 11-1025. Section 11-1020 states “injury to any person or damage to any property by a dog while at…

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U.S. Seventh Circuit Court Of Appeals Interprets Wisconsin Mediation Statute And Privileges

Insurance Coverage, Insurance Defense, Mediation, NewsletterJanuary 7, 2015

In John Doe v. Archdiocese of Milwaukee, No. 13-3783 (2014), “John Doe” settled his sexual abuse claims against the Archdiocese of Milwaukee after participating in voluntary mediation. Doe signed a settlement agreement containing a confidentiality clause, another clause providing that…

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Wisconsin Appellate Court Clarifies Subjective And Objective Intent Requirements In Intentional Act Exclusion

Insurance Coverage, Insurance Defense, NewsletterAugust 14, 2014

The Wisconsin Court of Appeals recently had occasion to address the issue of whether “subjective” and/or “objective” intent to cause injury must be found in the context of an intentional act exclusion. In Fetherstone v. Parks, ­2014 WI App. 2,…

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Wisconsin Supreme Court Expands Coverage For Permissive Users Under Auto Policies

Insurance Coverage, Insurance Defense, NewsletterAugust 14, 2014

The Wisconsin Supreme Court recently expanded the scope of coverage under auto policies when it held an auto insurer must defend and indemnify a permissive user of the auto who is sued by the named insured. Blasing v. Zurich Amer.…

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Did Wisconsin Just Adopt The Twombly And Iqbal Heightened Federal Pleading Standard?

Insurance Coverage, Insurance Defense, NewsletterAugust 14, 2014

On July 23, 2014, the Wisconsin Supreme Court decided Data Key Partners v. Permira Advisers LLC, 2014 WI 86. Remarkably, the decision appears to adopt the U.S. Supreme Court’s controversial decision in Bell Atl. Corp. v. Twombly, 550 U.S. 544…

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Asbestos Exclusion Found By Supreme Court To Preclude Coverage

Insurance Coverage, Insurance Defense, NewsletterFebruary 27, 2014

In an unanimous decision of the Wisconsin Supreme Court, an asbestos exclusion included in a business owner’s policy was found to preclude coverage. See Phillips v. Parmelee, 2013 WI 105. A review of the Phillips decision reveals that the Wisconsin…

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Wisconsin Supreme Court Issues Surprising Pro-Insured Decision Permitting Stacking In Pre-2011 Auto Policies

Insurance Coverage, Insurance Defense, NewsletterFebruary 27, 2014

A recent Wisconsin Supreme Court decision runs counter to it’s usual pro-carrier rulings and held that an insured may stack uninsured/underinsured (UM/UIM) coverage from different polices issued from 2009 through 2011. The decision involved an issue of law that has…

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“Use” Of A Motor Vehicle Goes Further Down The Road

Insurance Coverage, Insurance Defense, NewsletterFebruary 27, 2014

Most automobile insurance policies include a provision providing that coverage will only apply if “bodily injury” or “property damage” arises out of the ownership, maintenance or use of an automobile. This requirement has long been the source of the application…

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New Jersey Court Of Appeals Imposes New Duty Specific To Persons Who Send Text Messages To Drivers

Auto, Med Pay, PIP, Contribution and Liability, Insurance Coverage, Insurance Defense, NewsletterSeptember 30, 2013

Kubert v. Best and Colonna, Superior Court of New Jersey Appellate Division, Docket No. A-1128-12T4 FACTS Plaintiffs were seriously injured by an 18-year-old driver who was texting while driving and crossed the centerline of the road. The plaintiffs’ clams for…

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