First Come, First Served: Subrogating Multiple Claims In Excess Of Policy Limits In All 50 States
This chart details the law in all 50 states on the duty of a liability carrier when faced with subrogating multiple claims in excess of policy limits.
Rental Car Company Physical Damage And Loss Of Use Claims In All 50 States
This chart addresses both the right of a car rental company or other lessor of vehicles to recover physical damages and loss of use damages directly from the renter—which would be considered a contractual claim governed heavily by the terms of the rental agreement and applicable state law—and recovery from third-party tortfeasors, negligent drivers, or…
Rental Car Company’s Liability Insurance Primary or Excess In All 50 States
Claims and subrogation professionals must be familiar with the law in a particular state which affects whether a rental car company’s liability policy or the renter’s personal auto liability policy will be primary when the renter causes an accident resulting in personal injury or property damage. This area of the law creates a great deal…
Texas Stock Laws By County
There are two kinds of counties in Texas when it comes to auto/livestock cases. Those counties who have adopted “stock laws” and those who have not. The default rule in Texas is that the State is open range, meaning that absent an exception, land in Texas is considered open range. This chart summarizes Texas stock…
Loss of Use In All 50 States
Recovery of loss of use is a key element of auto property subrogation. States differ as to whether and when a vehicle owner is allowed to recover the value of loss of use of a vehicle as an element of damage from a responsible tortfeasor during the period of time the vehicle is being repaired…
Pedestrian and Crosswalk Laws In All 50 States
This 50-state chart is an amalgamation of pedestrian and crosswalk laws that regulate the relationship between and the duties of motor vehicles and pedestrians crossing the street, including Distracted Walking Laws and White Cane Laws. It should be remembered that individual cities and villages may also have ordinances which affect the duties and liabilities of…
Keep Right Traffic Laws In All 50 States
A growing number of U.S. states are passing traffic laws that regulate driving in the left-hand lane. This chart summarizes the law regarding traveling in the left-hand lane on a highway or interstate – better known as Keep Right Traffic Laws.
Owner Liability For Stolen Vehicles In All 50 States
This chart provides the laws in all 50 states on owner liability for stolen vehicles. Who pays damages your vehicle causes after it is stolen?
Use of Non-Original Equipment Manufacturer (OEM) Laws and Regulations
The laws regarding and regulations overseeing the use of non-OEM parts in repairing damaged vehicles are confusing and inconsistent. This 50-state chart sheds light on how states regulate and govern the use of such parts.
Seat Belt Defenses In All 50 States
Being familiar with the seat belt defense, its applicability in a particular jurisdiction, and some rather cutting-edge arguments with which to diffuse it, will go a long way in bolstering your negotiating strength and your overall subrogation recovery. This chart covers seat belt defenses in all 50 states.