April 2021 Subrogation Newsletter
Understanding the Difference Between Total Loss and Salvage Vehicles. Everybody knows what it means to “total” a vehicle. But very few actually understand the relationship between a totaled vehicle and state law regarding when such a vehicle can be titled and driven on public roads. Because these concepts play a key role in understanding collision losses and subsequent subrogation efforts, this article will pull back the curtains on these terms.
This Call May Be Monitored or Recorded For Quality Assurance and Training Purposes: The Risks of Recording Business Calls
This call may be monitored or recorded for quality assurance and training purposes. Businesses who record phone calls for “training and quality assurance” purposes should be on high alert that their actions could carry significant consequences. The same is true for insurance professionals who record phone calls and interviews with witnesses. Understanding the law in this area is an absolute necessity; and complying with it is not always easy.
Recently the Wisconsin Court of Appeals was tasked with determining whether the omnibus provision multiplies policy limits for multiple insureds’ liability for use of a non-owned automobile not named in the policy, despite policy language to the contrary. The court held that omnibus coverage extensions follow the vehicle, not the driver. Holding otherwise would extend coverage beyond the contemplation of the Wisconsin legislature and motor vehicle insurers.
This advanced course will go into the more complex aspects of California workers’ comp subrogation, such as employer negligence, allocation of third-party recovery, attorneys’ fees and costs, how future credit works, third-party compromise and release, waivers of subrogation, borrowed servant doctrine, jurisdiction of the Workers’ Comp Appeals Board, and other issues affecting subrogation. This webinar is a continuation of MWL’s previous webinar on Introduction to California Workers’ Compensation Subrogation. It will benefit claims professionals in all levels of experience who have workers’ compensation subrogation responsibilities in the Golden State.