Workers' Comp

SOMETHING OLD, SOMETHING NEW; SOMEONE BORROWED, SOMEONE TO SUE

Workers’ Compensation Subrogation and Employee Leasing Companies At its core, workers’ compensation subrogation is quite simple. Employee injured while at work receives workers compensation benefits. Carrier paying benefits recovers those benefits from anyone responsible for causing the injury other than the employer. As the saying goes, however, “Progress is man’s ability to complicate the simple.”…

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workers' compensation

Workers’ Compensation and the Intentional Act Exception to the Exclusive Remedy Rule

The quid pro quo premise underlying the social compromise known as workers’ compensation is simple: an employee injured at work receives no-fault medical expenses and wage replacement indemnity benefits and, in exchange, the employer is given protection from employee lawsuits and a statutory right to be reimbursed from the tortfeasor who actually caused the work-related injury –…

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Delaware

DELAWARE SUPREME COURT REVERSES ITSELF: Allows Workers’ Compensation Subrogation of UIM Benefits

The ability of a workers’ compensation carrier to subrogate against and/or seek reimbursement from a recovery made from a third-party tortfeasor responsible for causing the employee’s work-related injuries is universally recognized across the country as a major tool for holding down workers’ compensation premiums for large and small businesses and employers. Whether or not this…

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Employer Immunity

STATUTORY EMPLOYER IMMUNITY AND THE TWO-CONTRACT THEORY IN LOUISIANA: Stonetrust Com. Ins. Co. v. TBT Contracting, Inc., 2023 WL 4067496 (La. App. 2023)

In Louisiana, when a company undertakes to execute any work which is a part of its trade, business or occupation, and contracts with any subcontractor for the execution of such work, the company is entitled to the exclusive remedy protection of § 23:1032. The company will be liable to pay workers’ compensation benefits to any such…

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The Ten Best and Ten Worst States for Subrogating Workers’ Compensation in 2023

It has been seven years since we first published our rankings of the ten best and ten worst states for workers’ compensation subrogation. Since then, case decisions and legislatures have been busy trying to help trial lawyers destroy workers’ compensation subrogation liens in third-party personal injury cases. Therefore, it is time to revisit our rankings…

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Delaware

THE CONFUSING STATE OF DELAWARE PIP VS. WORKERS COMPENSATION SUBROGATION: Amguard Insurance Company A/S/O Richard E. Cleveland, 2023 WL 3789445 (Del. Super. 2023)

As is the case in many no-fault states, Delaware employees injured in an automobile accident in the course and scope of employment might be entitled to both workers’ compensation and PIP benefits simultaneously. The Worker’s Compensation Act requires every employer in the state, unless excluded, to provide statutory workers’ compensation benefits to an injured employee.…

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Gig Economy

Subrogation and the Gig Industry: Workers’ Compensation Subrogation, PEO, and Employee Leasing Companies

A huge segment of America’s service economy involves flexible, temporary, part-time, or freelance jobs—frequently involving professional employer organizations (PEO’s) or employee leasing companies. The “gig economy” is the labor market that relies on temporary and part-time positions filled by independent contractors, leased employees, and freelancers, rather than full-time permanent employees. Threading the needle of workers’…

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