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Auto, Med Pay, PIP

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Kansas Flag

Kansas Court Of Appeals Does About-Face Allowing Workers’ Compensation Subrogation Against UM/UIM Policies

Auto, Med Pay, PIP, NewsletterApril 25, 2022

Turner v. Pleasant Acres LLC, 2022 WL 815834 (Kan. App. 2022). On the same day as the Alabama Court of Appeals issued its ruling in O’Brien v. Mobile Public Library, attempting to curtail the rights of a workers’ compensation carrier…

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Man in Car Waving

The Price of Courtesy: Liability for Waving Driver Into Traffic When It Isn’t Clear

Auto, Med Pay, PIP, NewsletterFebruary 28, 2022

Thomas Fuller once said, “All doors open to courtesy.” It appears that this may now include the courthouse door. Heavy traffic is moving along smoothly in all lanes of a four-lane boulevard when suddenly a vehicle in the right lane…

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Auto Insurance

Seeking PIP Reimbursement From Health Insurers in New Jersey

Auto, Med Pay, PIP, NewsletterJanuary 17, 2022

New Jersey is a confusing state when it comes to automobile insurance and PIP benefits. Every owner or registered owner of an automobile registered or principally garaged in New Jersey must have automobile liability insurance coverage insuring against loss resulting…

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Massachusetts Flag and Gavel

Massachusetts’ High Court Declares Third-Party Inherent Diminution In Value Auto Damages Are Now Recoverable

Auto, Med Pay, PIP, NewsletterJanuary 7, 2022

When an automobile is damaged in an accident and then repaired, the resale value may be less than a comparable automobile that has not been damaged. In other words, the damage results in a reduction or “diminution” in the resale…

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Auto Insurance Policy

Montana Supreme Court Suggests That Insurer May Have Pre-Suit Duty To Reveal Liability Policy Limits

Auto, Med Pay, PIP, NewsletterDecember 15, 2021

Wilkie v. Hartford Underwriters Ins. Co., 494 P.3d 892 (Mont. 2021). A brand-new Montana Supreme Court decision has sounded off—sort of—in the nationwide debate over whether a liability insurer has a duty to provide liability policy limits to a third-party claimant…

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Autonomous Car Litigation

Subrogating Automated Driving Systems And Autonomous Vehicle Failures

Auto, Med Pay, PIP, NewsletterDecember 14, 2021

Imagine beginning your day with a cup of coffee in the car on the way to work, watching the morning news from a holographic projection on the windshield while making notes in preparation for a 9:00 a.m. meeting. All this…

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Washington State Flag

Washington Court Of Appeals Further Imperils Automobile Subrogation

Auto, Med Pay, PIP, NewsletterNovember 29, 2021

The Washington Court of Appeals decision in Kosovan v. Omni Insurance Company, 2021 WL 4530640 (Wash. App. 2021), holds that a bad faith claim and a claim for violation of the Consumer Protection Act are both warranted when the PIP…

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Florida Subrogation Law

Florida’s Bid To End No-Fault Dies On The Vine

Auto, Med Pay, PIP, NewsletterJune 30, 2021

There are 12 states in America which have no-fault insurance laws: Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. Florida’s status as a no-fault state was about to come to a ceremonial end…

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Loss of Use Claim

Don’t Sweat The Small Claims; And They Are Mostly Small Claims

Auto, Med Pay, PIP, NewsletterJune 23, 2021

Successful Subrogation of Small Auto Claims Auto insurance subrogation is a game of numbers. How much was paid on the claim? How much can be recovered? How much will it cost to recover it? How much of the insured’s deductible…

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Arbitration Litigation

Mandatory Auto Arbitration: When It Absolutely, Positively, Must Be Arbitrated

Auto, Med Pay, PIP, NewsletterJune 3, 2021

When one insurance company subrogates against another insurance company and both are members of intercompany arbitration, arbitration is mandatory. It is the type of damages sought that determines whether arbitration is compulsory, not the type of coverage afforded by the…

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