South Dakota Supreme Court Invents Policy Ambiguity, Denies Med Pay Subrogation
James v. State Farm Mutual Auto. Ins. Co., 929 N.W.2d 541 (S.D. 2019). The origins of auto insurance can be traced all the way back to the ancient Chinese when investors took out insurance policies on cargo ships crossing the high seas. This later became known as marine insurance and is still a system used…