About seven years ago, I became fascinated with autonomous vehicles for a very selfish reason: I hated my commute. Three hours a day behind the wheel felt like wasted life. I dreamed of the day when my car would drive itself—when I could answer emails, squeeze in a workout, take a nap, or finally catch…
Litigation is rarely cheap, but often necessary in the context of disputed insurance claims. Those who resist paying subrogation claims know that many insurers hesitate to file suit, hoping to “save money” on litigation costs. As a result, those same insurers frequently receive only partial recoveries, even on the strongest liability cases. Over the past…
Progressive Garden State Insurance Company v. Allstate NJ Insurance Company, 2025 WL 2327776 (N.J. Super. August 13, 2025) The Longstanding Debate Over Med Pay Subrogation in New Jersey For years, New Jersey attorneys, insurers, and claims professionals have debated whether Medical Payments (“Med Pay”) benefits in auto insurance policies can be subrogated against third-party tortfeasors.…
Workers’ compensation laws were born from a grand bargain between employers and employees—a trade-off designed to ensure swift, no-fault benefits for injured workers while protecting employers from unpredictable litigation. In exchange for giving up their right to sue, employees gained access to guaranteed medical care and wage replacement. Employers, in turn, assumed the financial burden…
The author, Franz Kafka, known for his dark situations, which many people relate to, once wrote a short story about an omnipotent power floating just beyond our reach: You go to the city to see the law. Upon arrival outside the law building, there is a guard who says “You may not pass without permission.”…