When Protecting A California Work Comp Lien Requires More Than A Notice Of Lien: The Hidden Cost of Procedural Missteps

New California decision illustrates why protecting a workers’ compensation lien—and the equally valuable future credit—often requires more than simply notifying the parties of the carrier’s interest. Workers’ compensation subrogation is one of the few areas of insurance recovery in which a carrier can have a perfectly valid statutory right to reimbursement and still walk away…

Bring Your Tractor to School Day! But Is It Covered?

Woller v. Scottsdale Ins. Co., No. 2024AP500 (Wis. Ct. App. Sept. 29, 2026) (unpublished). In May 2022, 14-year-old Landen Klockziem’s parents let him drive their International 656 tractor approximately 15 miles to school. In the parking lot, he ran over a fellow student’s foot. That student sued and named Scottsdale Insurance, who had issued a…

California Proposed Bill That would affect Wild Fires and Subrogation dies

California legislators proposed SB 492 to address victim payouts and utility liability regarding wildfires.  The proposed legislation initially included a waiver of subrogation.  However, an amended version of California SB 492 and the compromise were considerably better for the subrogation industry than the proposal that preceded it; however, the legislation died.  Insurance industry organizations provided…