GARY WICKERT TALKS SUBROGATION ON NATIONAL RADIO
Gary Wickert Defends Subrogation On The National Radio Program, Radio Health Journal, Hosted By Reed Pence
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Contributory Negligence/Comparative Fault ChartCOMPARATIVE FAULT SYSTEMS IN ALL 51 JURISDICTIONSMatthiesen, Wickert & Lehrer, S.C. has compiled a list of the various laws in every state dealing with whether the state is a contributory negligence state (bars recovery with only 1% of fault by the plaintiff) or a comparative negligence state (recovery by plaintiff is reduced or prohibited based on the percentage of fault attributed to the plaintiff, and whether the state is a pure comparative or modified comparative state). This list is useful in evaluating subrogation potential where there may be contributory negligence on the part of the insured. Please bear in mind that there are many exceptions within each state with regard to whether the particular fault allocation scheme applied in a particular state is applicable to a particular cause of action. Some states limit the application of the scheme to negligence claims, and avoid applying it to products liability cases, while other states have effective dates which may come into play and/or have rules which may modify the application of the particular scheme referenced. The list below should be used only as a guideline, and questions regarding specific fact situations should be directed to one of our subrogation lawyers. Comparative fault systems fall into one of three basic types: contributory, pure, and modified negligence. The comparative fault standards for the 51 jurisdictions breakdown as follows: Only five (5) states recognize the pure contributory negligence rule, which says that a damaged party cannot recover any damages if he is even one (1) percent at fault.
Thirteen (13) states recognize the pure comparative fault rule, which allows a damaged party to recover even if it is 99 percent at fault, although the recovery is reduced by the damaged party's degree of fault.
Of the approximate 32 states that recognize the modified comparative fault standard, there are two competing schools of thought. Twelve (12) states follow the 50 percent bar rule, meaning a damaged party cannot recover if he is 50 percent or more at fault, but if he is 49 percent or less at fault, he can recover, although his recovery is reduced by his degree of fault.
Twenty-one (21) states follow the 51 percent bar rule, under which a damaged party cannot recover if he is 51 percent or more at fault, but can recover if he is 50 percent or less at fault. Again, the recovery would be reduced by degree of fault.
In a contributory negligence jurisdiction, if the jury finds Betty was the least bit negligent and contributed to the accident, then Betty would recover nothing. Therefore, even if Betty is only 5% at fault and John is 95% at fault, Betty recovers $0. In a comparative negligence jurisdiction, if a jury finds that Betty is 5% at fault and John is 95% at fault, Betty would still be able to recover, but her $10,000 in damages would be reduced by her 5% of fault, so that Betty would recover only $9,500. Comparative negligence differs among states. For example, if Betty is found to be 50% at fault, and John 50% at fault, some comparative negligence states would still allow Betty to recover $5,000 (50% of her damages), while other states would prevent her from recovering at all because she is equally at fault with the other driver. Still other states draw the line at 51%, following the principle that a plaintiff who is MORE negligent than a defendant should not be able to recover anything. For example, in Wisconsin, Betty would recover $5,000 if she is 50% negligent, but if she is 51% negligent, she would recover nothing. Finally, there are 13 states which have "pure comparative negligence" law. This means that a jury could conclude that Betty is 90% at fault for the accident, and John was only 10% at fault, but Betty would still be able to recover $1,000 (her damages reduced by 90%). |

